Do you rent to tenants who have restricted dog breeds?

Here at ECREG, we're dog lovers. So we hate to have any restrictions on any breeds of dogs. Unfortunately, insurance companies don't agree with us on this issue. The majority of homeowners' insurance providers have a list of restricted dog breeds. Here is the list of breeds that insurance companies commonly prohibit:

Pit Bull Terriers
Staffordshire Terriers
Rottweilers
German Shepherds
Presa Canarios
Chows Chows
Doberman Pinschers
Akitas
Wolf-hybrids
Mastiffs
Cane Corsos
Great Danes
Alaskan Malamutes
Siberian Huskies

To be clear, we do not agree with this list, and we feel that these are all great dogs. However, we have an obligation to protect our landlord clients, so we can't rent to a tenant if doing so would invalidate the landlord's insurance policy.

However, there may be a solution. There are some companies out there that specialize in providing pet liability insurance for restricted breeds. This is not something that you can generally get added to a standard renters' insurance policy through one of the large insurance providers, but it is available as a boutique product from some smaller insurance companies. Here is a link to just one such company: Einhorn Insurance

If you have a restricted breed dog, please talk to these companies to see if you can get your dog individually insured. If you provide proof of insurance naming our company and the landlord as additionally insured on the policy, then we will be happy to see if the pet can be approved.

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